If you are an existing member of Global Handicaps and would like to take advantage of the Reward Card Benefits, please ensure that we have your I.D. Number and email us a request to order your card. Email

The Kashbac Reward Card - What is it?

How much do you pay in bank charges using debit & credit cards?

Check it out, you will probably be surprised how those small amounts grow to quite a big number by the end of the month!

There are, of course, many reward based cards available in South Africa. However, the downside normally is that you either need to join that particular organisation as a member, like a medical aid, register with a vendor or, as with a bank, move your bank account to that bank.

A further consideration is that these cards generally allow you to earn points from purchases made at those shops. Fair enough, but for one to redeem those points, you will need to purchase further goods at those shops. Not bad for the vendor.

So what makes the Kashbac Reward Card different?

It puts the saviings earned in cash back into your account.

There are over 3 500 national vendors (in South Africa) who are on our system and will gladly accept your card. From National Food Chains to the little shop around the corner, you earn 5 percent of the gross purchase value. And we are signing up new vendors every day.

And as they say, Thats not All!. There are no bank or Merchant charges on any of the transactions done on the card. That means that not only do you get 5 percent of purchase back, but save on the charges as well.

The Kashbac Reward Card charges a monthly card fee of only R 34.00 per month, irrespective of the number of transactions that are made during the month.

The savings you make during the month is paid back in cash into your card, once a month. Use it to save for a rainy day or spend it on your next purchases. Up to you.

So here is a card that may well meet your needs. Thousands of card holders believe so!

Benefits / Requirements

• No Annual Contracts or similar.
• Husband and wife can have their own separate cards and earn double income in the family.
• A Cell Phone is important. This is how the Reward Card communicates with you and check your balances.
• No proof of address, no salary payslip and no credit checks are required.
• Debit orders and stop orders can be loaded onto this account. (Diamond Card only)
• Fica Approved.  i.e.  no proof of address, no salary payslip and no credit checks are required.
• You can apply on line on this web site.
• Must have SA ID Book or Passport.
• Monthly card charges:  Only R34 per month.No other transaction fees.
• Deposits into the card can be done via Internet EFT or deposits at any FNB.
• The account does not attract interest.
• You receive a monthly email newsletter which is also published on this web site.
• You find out later the card does not really suit you? Just cancel and return the card and the balance gets transferred to your bank account.

So what other benefits can the Kashbac Reward Card offer?

Kashbac Direct is affiliated to a national insurance brokerage who offers you a unique option to save on the premiums you presently pay for your domestic and/or commercial insurance policies.

Yes, you will need to change your broker, but if that is not a problem, you can inmedietely save 10 percent of your monthly premiums, without even changing your insurance company you are presently with or making any changes to your insurance schedules.

In addition, Kashbac Direct will submit alternative quotes that may save you even more in premiums. And the 10 percent comes off the new premium.

At absolutely no commitment of any kind on your part, just fax us a copy of your insurance schedule and one of our consultants will contact you and submit the options available to you for consideration.

Kashbac has negotiated an agreement with a national insurance brokerage to offer you a unique option to save on the premiums you presently pay for your domestic and/or c

Benefits / Requirements

• No commitment.
• National Brokerage.
• Do not need to change insurance company (if the company deals with brokers).
• Will need to appoint Kashbac Direct as your broker.
• 10 Percent of the premium paid back in cash into your card.
• Domestic and Commercial insurance. Not life assurance.
• 1st Month premium payment does not attract the discount.

What does it really mean in Rands and Cents?

Lets say you only use the card to pay for your monthly food shop and your household/car insurance.

Assume R 3 000.00 for Food and  R 1 000.000 for Insurance per month

Thats R 4 000.00 which provides R 200.00 saving per month or R 2 400.00 per year!

At a cost of (12 X R 34.00) R 408.00. Not bad.

And what about our students?

Diamond Cash Card or the Kashbac Student Card:

Debit Card.

Instead of the Kashbac Reward Card, you can apply for our FICA approved Bank Card, which will work at any ATM in the world and can also be used to make payments at any vendor that accepts cards. This card is ideal for users who do not yet have a bank account or do not want to go through the rigmarole of opening one. This card can be used for salary deposits and draw funds at any ATM.

Again, by completing the same application form and subject to the same conditions, you can now apply for a fully fledged bank card for your children.

Kashbac Student Card.

We at Kashbac Rewards (Pty) Ltd would like to introduce you to the Student Card which not only benefits the school but the students and parents as well.

The Kashbac “Student” Card is a reloadable prepaid card which can be used to pay with when purchasing goods. This card is PIN protected and can be used at over 3500 retail outlets in South Africa.

Attached to the Card is the most comprehensive rewards programme offered in the country, giving the card holder a guaranteed 5% cash-back into the card when shopping at any of our participating retail partners?  This all happens by simply depositing funds into the card and paying with it when purchasing at any of our participating retail partners.

CARD BENEFITS:

1. THE SCHOOL - For every active card issued through the school, to students, parents, family members etc, the school will receive R10.00 per active card per month. This benefit will come to the school even after the learner has left the school as long as the card is still being used. The school may also own and use a card and receive the cash-back benefits when purchasing goods. In addition, Kashbac will contribute 3% of the airtime value when students purchase airtime through Kashbac, to the school. The average airtime purchased by students is R120.00 per month. The school will not need to appoint any person to run the programme. Kashbac will administrate the whole programme. There will also be no cost to the school to implement the programme. Kashbac supports the

anti-drug and rehabilitation programme for students.

2. THE STUDENT – This card allows the student to receive FREE airtime by converting all cash-backs’ earned into airtime. Kashbac will download the airtime onto the student’s nominated cell phone via our Airtime4Life programme at the end of each month.

3. THE PARENT/GUARDIAN - The card can be issued to each of the parents, grandparents and or any family member who wants to benefit from this large array of rewards offered by Kashbac. This will include, discounts of up to 40% on our Lifestyle Trends programme (Internet shopping), 10% cash-back on your monthly Short Term Insurance premium. This is paid into your card at the end of each month.